What will happen to the interest earned by the trust if the contract is not guaranteed?

When a funeral service contract is not guaranteed, the interest earned by the trust typically goes back to the account holder. This is because a non-guaranteed contract means that the funds are not locked in by the funeral service provider, allowing the account holder to potentially withdraw or reclaim any accrued interest.

In guaranteed contracts, the funeral home is obligated to provide services regardless of the funds available at the time of need, often absorbing the interest to cover costs. However, in a non-guaranteed situation, the relationship shifts back in favor of the account holder, allowing them to benefit from the growth of their investment, including the interest accrued on it. This model encourages individuals to maintain control over their finances and to ensure they receive the full benefit of their savings, including any interest that has been earned during that period.

Thus, in cases where the contract is not guaranteed, returning the interest to the account holder aligns with the principle of financial autonomy and accountability, ensuring that individuals can access the full value of their investments.