Which of the following items are classified as "Non-guaranteed" in a preneed contract?

In the context of a preneed contract, certain items are classified as "non-guaranteed" due to their variable nature and the uncertainty surrounding their actual costs at the time of need. The correct choice—obituaries and cemetery fees—represents items whose prices are typically not fixed within the preneed agreement.

Obituaries often rely on the discretion of the family regarding what information to include and how extensively to publicize the notice, leading to fluctuating charges based on publication costs. Similarly, cemetery fees are subject to changes that are beyond the control of the funeral provider, as they can vary by location, the specific cemetery chosen, and any potential future increases set by the cemetery.

In contrast, items such as caskets and vaults typically have set prices, and many preneed contracts can guarantee these costs to ensure families know what they will be paying, eliminating any surprises. Transportation fees and funeral home service charges generally follow the same line, being predictable and often pre-negotiated, allowing for guaranteed pricing as agreed upon in the contract.

Understanding how various components of a preneed contract are classified helps clarify the financial obligations that families will face when the time comes, emphasizing the importance of knowing which items may fluctuate and require additional